Should I Receive Quotes for New Grand Rapids Insurance?
1. Rate consistently goes up but you are claims free.
When looking at your past policies or even a payment history of your past premium payments you should notice a pattern on your premium. If you had an accident or citations your rate would have increased from the incident that took place. However if you have not had any accidents or citations then your premium should be relatively unchanged. If this is not the case this would be your first queue that it may be time to receive a couple of quotes on your Grand Rapids insurance from competing companies.
2. Your agent is slow to return your calls.
When you pay for a product you also should expect a certain level of service that comes with that product. If you find that every time you try and get a hold of your insurance agent that it takes a couple of days to hear back then that may be a problem. Not only is it frustrating for you because you have to wait a couple of days to have your questions or pending change be addressed but it is a sign that a bigger problem exists in the agency. Good agencies have policies and procedures in place which means that they have rules on how to handle pretty much anything that happens, for example return client phone calls the same day or within 24 hours. The lack of service may be an indication that the proper amount of attention was not put forth in setting up your policy correctly as a result of poor operating standards within the agency.
3. It hase been over 3 years since you reviewed your coverage.
Most people receive their insurance bill and pay it then forget about it.One of the dangers with this is that as your life situation changes your Grand Rapids insurance should be adjusted to change with it.When looking at your auto insurance as an example, you are covered for certain limits which protects your net worth and future earnings from mistakes you may make when driving.Not having enough insurance could leave you in a bad spot if you end up injuring somebody with your vehicle.
Nobody really enjoys insurance shopping but if it means saving money then it makes it a little easier. If you relate to the information above then you may want to receive a couple of Grand Rapids insurance quotes.
For a free quote call (888) 557-0121 or click here: Grand Rapids Insurance.